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The Budget is unlikely to help out the proportion of people who are struggling financially, it is believed.

According to Fairinvestment.co.uk, 63 per cent of Britons are finding their finances stretched since the onset of the credit crunch, with ten per cent worrying whether or not they will be able to pay their mortgage.

Furthermore, seven per cent of those questioned had been made redundant, with this year’s Budget needing to take real steps towards helping these people.

Sharon Bratley, chartered financial planner at Fairinvestment.co.uk, comments: "Public debt and spending has spiralled out of control, and the only feasible way to end this is to increase taxes in some way and whether it will be alcohol, petrol or cigarettes, any increase is bound to have an adverse affect on households."

The expert believes that the long-term goal of the chancellor will be to restore public finances, rather than those of individuals.

In its Budget wishlist, Rensburg Sheppards revealed how it would like to see the limit for individual savings accounts raised and the abolition of higher rate relief for pension contributions.

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