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The current climate of credit problems and high personal debt means that money has overtaken politics as the most taboo topic of conversation, a survey has found.

A survey by Fool.co.uk found that 28 per cent of Britons (12 million) preferred talking about politics to talking about money – despite the recent coverage that a potential election has received in the news.

Two-thirds of Britons felt that money is a personal and private thing that should not be discussed with others.

Among the topics that were deemed more suitable than money were politics, religious beliefs (20 per cent), job concerns (20 per cent) and relationship problems (12 per cent).

David Kuo, head of personal finance at Fool.co.uk, says the survey shows how sensitive a subject money is "if we’d rather talk politics than our finances".

"By not talking about our finances, we’re bottling up all those money worries and debt concerns, and this isn’t doing us any good as a nation," he added.

Finance comparison site Moneyfacts claim that many of today’s money problems have been caused by the wide availability and use of credit.

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