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Many public sector employees believe their private sector counterparts will be better off in their retirement, it has emerged.

A Hymans Robertson survey found that 92 per cent of those in the public sector do not know what their pension will be like or where it is invested.

"The survey findings show that a substantial proportion of public sector workers are prepared to defer their retirement in order to safeguard their financial future when they do retire," commented John Wright, head of public sector consulting at Hymans Robertson.

Partner at the firm Alison Murray also said that public sector workers are not immune from the effects of the recession, with many seeing the value of their properties plummet and investment income reduced.

More than one-third (36 per cent) of adults in the UK who are not already retired do not have a personal or company pension in place, according to YouGov research commissioned by Foster Denovo.

It also found that 28 per cent of people aged between 25 and 44 do not have any provisions such as property, inheritance or savings in place for retirement.

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