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When it comes to cutting back spending, women are ahead of men, it has been claimed.

Among the areas where spending has been reduced is supermarket shopping, the figures from Legal & General show, as 56 per cent of women and 41 per cent are now spending less.

Furthermore, high street expenditure has taken a hit as 60 per cent of women compared to 47 per cent of men choose to minimise their expenditure.

"While Brits are shopping around and cutting back, it’s important to ensure that any compromise does not mean losing something that is valuable: for example cutting back on household insurance could be a real false economy," noted Garry Skelton, marketing director at Legal & General’s general insurance business.

There are also some regional divides when it comes to spending habits, the survey found, as those in the north-east are more likely to reduce the amount of times they eat out than Londoners.

It was recently revealed that the Nationwide Consumer Confidence Index recorded an increase in June, moving up to 58 from 54 in May.

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