Individual Voluntary Arrangement (IVA)
What are IVAs? »
An Individual Voluntary Arrangement (IVA) allows debt to be written off legally so that you never have to pay the money back...
How do I get an Individual Voluntary Arrangement? »
You contact us and we will draw up the Individual Voluntary Arrangement for you. We will work out how much you can reasonably afford to pay back each month...
Do I Qualify for an IVA? »
You must be a private individual (not a company), your debts must exceed £15,000...
Your Role in an Individual Voluntary Arrangement »
You provide us with information on your household income and expenditure...
Our Role in an IVA »
We will discuss your circumstances with you and once we are satisfied that we have all the information that we need we will prepare your proposal for consideration by your creditors...
IVA Benefits & Advantages »
Up to 90% of your debt could be written off as part of the arrangement...
IVA Help & Information »
The overhang from the recession in the early nineties has given birth to a whole new industry of companies that will help you negotiate with your creditors, but charge you a fee for doing so...
IVA Case Studies »
Mr Brown was 46 years old and single with debts totaling £100,000. The debt had built up over 10 years largely through divorce, illness and unemployment...
IVA FAQs »
What is the difference between secured and unsecured debts...
Latest News
OFT looks to 'protect insolvent Brits'
6 June 2008
'Beware of loan shark advice' debtors urged
20 May 2008
IVA rates 'set to soar'
16 April 2008
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Mr Morris from Birmingham
