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Write off up to 75% with help from Government Legislation

Write off up to 75%
with help from
Government Legislation

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About Your Debt

About You

The Ernst & Young ITEM Club has published its autumn financial forecast and said the global current crunch is a good opportunity to rebalance the economy which has suffered from being overly dependent on "lax credit and monetary conditions".

Professor Peter Spencer, chief economic advisor to the Ernst & Young ITEM Club said: "One thing is certain, this is a very timely tightening, targeting parts of the financial sector that were growing too fast and were too dependent on cheap credit."

Tightening conditions could be a wake-up call for many people who are beginning to feel the strain of being over-indebted.

However, those who are now finding it impossible to keep on top of their debt may want to seek the advice of an insolvency practitioner to examine the possibility of using an individual voluntary arrangement (IVA) in order to clear themselves of debt.

IVAs were created as an alternative to bankruptcy which means debtors can retain their home and other assets. It can allow interest on debt to be frozen and even for some amounts to be written off.

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