We will discuss your circumstances with you and once we are satisfied that we have all the information that we need we will prepare the basis of your proposal for consideration by your creditors.

As part of the individual voluntary arrangement agreement we will ensure that you will have enough money to live on and enjoy a reasonable lifestyle.

Once the individual voluntary arrangement has been drawn up and signed by everyone concerned we will implement the arrangement and administer it.

An IVA takes about 6-8 weeks to set up.

We offer an ethical approach to helping people in debt and our advice is FREE.