Speak to an adviser:
0800 040 7064

Professional advice

Money Helper helps people manage their money. They do this directly through their own free and impartial advice service.
Also working in partnership with other organisations to help people make the most of their money.

In order to be eligible for a Debt Relief Order, a debtor must have no more than £30000 of qualifying debts. Qualifying debts are those that can be covered by the Debt Relief Order and include:

  • Credit card debts
  • Overdraft debts
  • Loans
  • Rent and Rent Arrears
  • Utilities Bills
  • Telephone Bills
  • Council Tax Arrears
  • Benefit Overpayments (Unless the benefit was obtained by fraud)
  • Hire Purchase Agreements
  • Buy Now, Pay Later Agreements

In the case of Hire Purchase Agreements, you may have to return the items purchased unless someone can make the payments for you. Once on a Debt Relief Order, you will not be able to continue making payments against Hire Purchases.

There are a number of debts that are ineligible for inclusion on a Debt Relief Order as well. These include:

  • Student loans
  • Child maintenance or support
  • Court fines, confiscation orders and other fines relating to criminal activity.
  • Social Fund Loans

If you’re not sure whether your debts could be included in a Debt Relief Order, get in touch for free, confidential debt advice.

Find your Best Solution

Speak to one of our fully trained, financial solutions specialists.

Clear Your Debt