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Brits are attempting better debt management by carrying out their own home improvements without the help of a profession, research shows.

Nearly three-quarters (73 per cent) of Scots are planning on doing some DIY this weekend, according to the latest Clydesdale Bank Housebuyers Report.

However, six per cent of those surveyed admitted that they underestimated the cost of DIY, while three per cent never get it finished.

Meanwhile, one in ten homeowners across England, Wales and Scotland that would ordinarily use a qualified workmen now intend to do the work themselves, according to a Yorkshire Bank survey.

Nearly the same amount also admitted they had to get a tradesmen to redo the work or repair damage caused by personal DIY projects – potentially reversing any debt management gains.

Gary Lumby, Yorkshire Bank’s head of retail, said: "Easter is the start of the DIY season as people start to repair and renovate their homes for the summer.

"However it would seem that in the current economic climate, it would seem many homeowners are planning on saving cash by putting in some hard graft themselves."

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