Debt consolidation means combining all your debts into a single loan, be it secured or unsecured, with reduced payments. If we feel this might be the right solution for you we will arrange for you to be provided with free advice on debt consolidation from a registered independent financial advisor who will be able to recommend the best way to consolidate all your debts.

Is Debt Consolidation right for you?

Debt consolidation is likely to be suitable where you have sufficient equity in your home to repay your creditors in full and creditors are not receptive to an informal payment plan or IVA. We will explore all options with you to find the best solution to your difficulties. We will offer debt consolidation advice that is ethical and lasting.

MoneySolve will only recommend debt consolidation if it is the best way to solve your debt problem.  We will advise you if we do not think it will be in your interest to consolidate your debts with further borrowings.