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    As house prices across the country have fallen over the past few months, many landlords are finding their assets are worth less than in the past, it has emerged.

    New figures from Sainsbury’s Finance show the assets have collectively fallen in value by £118.4 billion during the first quarter of last year and the same period of this year.

    This, the bank suggests, equates to around £324 million per day, with London the worst affected area in the UK for property value decline.

    "In addition to a fall in the value of their property portfolios, rental yields have also come down because the market is now saturated with new rental properties as many homeowners look to rent their properties rather than sell," said Lucy Hunter, landlord insurance manager at Sainsbury’s Finance.

    She warned that it is often tempting to look for ways of cutting costs, although people should make sure they are adequately protected.

    A recent high court ruling now means that landlords will no longer be subjected to unfair renewal fees when it comes to extending their tenancy agreements.

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