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    Many people in the UK will have worked the first 83 days of this year just to clear the interest on their debts, it is suggested.

    This indicated that the majority of people have not even yet started to clear the debt itself, claims unbiased.co.uk, despite the country’s debt crisis continuing to spiral.

    It suggests that personal loan levels in the UK increased to £11.4 billion last year, with mortgage debt from equity release loans also escalating.

    "Tackling your debt can be a daunting task, but you don’t have to do it on your own," says David Elms, chief executive of the website.

    He adds that seeking debt management advice is the "first step" towards taking control of finances and avoiding further problems.

    Statistics from Credit Action show total UK personal debt at the end of January 2009 stood at £1,457 billion, which has slowed further to 3.1 per cent in the last 12 months, equating to an increase of around £42 billion.

    It also reveals total consumer credit lending to individuals at the end of January 2009 was £233 billion.

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