Speak to an adviser:
0800 040 7064

Professional advice

Write off up to 75% with help from Government Legislation

Write off up to 75%
with help from
Government Legislation

Do you qualify?

About Your Debt

About You

Personal debt in Northern Ireland is out of control and will result in a crisis if action is not taken, an expert has warned.

Uel Adair, president of the Irish League of Credit Unions, has told the BBC a cap should be put on the amount people can borrow.

He said: "People who are being, what I would say, given the promised land, are being told that if you borrow this particular money, we will always be here for you."

Those with little income will "seize" an opportunity to increase their funds without fully considering the implications of debt, argued Mr Adair.

However, for some, Mr Adair’s comments come too late and they are already struggling with personal debt problems.

For many, one option could be an individual voluntary arrangement (IVA), which was created by the government to offer an alternative to bankruptcy.

IVAs allow debtors to write off any unaffordable debt and to become debt free within a set period of time, usually five years.

Do you qualify?

We are fully authorised and regulated by the Financial Conduct Authority. Speak to one of our fully trained, financial solutions specialists.

Check if I qualify